JK

Jack Henry & Associates, Inc. stock research

Sep 30, 2024

FY2025 Q1

Jack Henry & Associates (JKHY) Gross Margin — Quarter Ended Sep 30, 2024

Revenue and gross profit both increased compared to the prior quarter and the same quarter last year. Gross margin improved from the prior quarter but weakened relative to the year-ago period.

Gross margin takeaway

Quarter ended Sep 30, 2024 · FY2025 Q1

Revenue and gross profit both increased compared to the prior quarter and the same quarter last year. Gross margin improved from the prior quarter but weakened relative to the year-ago period.

  • The relationship between revenue and cost of revenue drove the gross margin changes. Sequentially, revenue grew faster than cost of revenue, leading to margin improvement. Year-over-year, cost of revenue grew faster than revenue, causing margin contraction.
  • Revenue and gross profit were higher than both the prior quarter and the year-ago quarter. Gross margin was higher than the prior quarter but lower than the year-ago quarter.

Gross margin snapshot

The selected quarter's reported revenue, gross profit, direct costs, and margin comparisons.

Gross margin

42.9%

Gross profit

$257.6M

Revenue

$601.0M

Cost of revenue

$343.4M

Quarter-over-quarter change

+1.3 pts

Year-over-year change

-0.6 pts

Quarterly gross margin trend

A four-quarter view of the revenue and direct-cost bridge behind gross margin.

PeriodRevenueGross profitCost of revenueGross margin
Dec 31, 2023$545.7M$224.7M$321.0M41.2%
Mar 31, 2024$538.6M$210.3M$328.2M39.1%
Jun 30, 2024$559.9M$232.6M$327.3M41.5%
Sep 30, 2024$601.0M$257.6M$343.4M42.9%

Quarterly comparisons

Compare the selected margin with the preceding quarter and the same fiscal quarter one year earlier.

Previous-quarter change

Jun 30, 2024

+1.3 pts

Year-over-year change

Sep 30, 2023

-0.6 pts

What the margin says

Filing-constrained interpretation of margin direction, comparisons, and what to monitor next.

The relationship between revenue and cost of revenue drove the gross margin changes. Sequentially, revenue grew faster than cost of revenue, leading to margin improvement. Year-over-year, cost of revenue grew faster than revenue, causing margin contraction.

Revenue and gross profit were higher than both the prior quarter and the year-ago quarter. Gross margin was higher than the prior quarter but lower than the year-ago quarter.

Monitor the trend in cost of revenue relative to revenue, as the year-over-year decline in gross margin suggests cost growth outpaced revenue growth.

JKHY Gross Margin — Quarter Ended Sep 30, 2024