JK

Jack Henry & Associates, Inc. stock research

Mar 31, 2024

FY2024 Q3

Jack Henry & Associates (JKHY) Gross Margin — Quarter Ended Mar 31, 2024

In the current quarter, revenue decreased while cost of revenue increased, resulting in a lower gross profit and a weakened gross margin compared to the prior quarter. Compared to the same quarter last year, revenue and gross profit were higher, but cost of revenue also increased, leading to a slightly lower gross margin.

Gross margin takeaway

Quarter ended Mar 31, 2024 · FY2024 Q3

In the current quarter, revenue decreased while cost of revenue increased, resulting in a lower gross profit and a weakened gross margin compared to the prior quarter. Compared to the same quarter last year, revenue and gross profit were higher, but cost of revenue also increased, leading to a slightly lower gross margin.

  • The most observable driver of the gross margin change is the relationship between cost of revenue and revenue: cost of revenue rose while revenue declined sequentially, compressing the margin.
  • Sequentially, gross margin weakened from the prior quarter. Year over year, gross margin was slightly lower despite higher revenue and gross profit.

Gross margin snapshot

The selected quarter's reported revenue, gross profit, direct costs, and margin comparisons.

Gross margin

39.1%

Gross profit

$210.3M

Revenue

$538.6M

Cost of revenue

$328.2M

Quarter-over-quarter change

-2.1 pts

Year-over-year change

-0.5 pts

Quarterly gross margin trend

A four-quarter view of the revenue and direct-cost bridge behind gross margin.

PeriodRevenueGross profitCost of revenueGross margin
Jun 30, 2023$534.6M$225.8M$308.9M42.2%
Sep 30, 2023$571.4M$248.4M$323.0M43.5%
Dec 31, 2023$545.7M$224.7M$321.0M41.2%
Mar 31, 2024$538.6M$210.3M$328.2M39.1%

Quarterly comparisons

Compare the selected margin with the preceding quarter and the same fiscal quarter one year earlier.

Previous-quarter change

Dec 31, 2023

-2.1 pts

Year-over-year change

Mar 31, 2023

-0.5 pts

What the margin says

Filing-constrained interpretation of margin direction, comparisons, and what to monitor next.

The most observable driver of the gross margin change is the relationship between cost of revenue and revenue: cost of revenue rose while revenue declined sequentially, compressing the margin.

Sequentially, gross margin weakened from the prior quarter. Year over year, gross margin was slightly lower despite higher revenue and gross profit.

Monitor the trajectory of cost of revenue relative to revenue in upcoming quarters.