JK

Jack Henry & Associates, Inc. stock research

Mar 31, 2023

FY2023 Q3

Jack Henry & Associates (JKHY) Gross Margin — Quarter Ended Mar 31, 2023

Revenue and gross profit both increased compared to the prior quarter and the same quarter last year, but gross margin weakened year-over-year as cost of revenue rose more than proportionally. Sequentially, gross margin was nearly stable, with a slight decline from the preceding quarter.

Gross margin takeaway

Quarter ended Mar 31, 2023 · FY2023 Q3

Revenue and gross profit both increased compared to the prior quarter and the same quarter last year, but gross margin weakened year-over-year as cost of revenue rose more than proportionally. Sequentially, gross margin was nearly stable, with a slight decline from the preceding quarter.

  • The year-over-year decline in gross margin was driven by cost of revenue increasing at a higher rate than revenue, while gross profit still grew. Sequentially, the relationship among revenue, cost of revenue, and gross profit remained largely consistent, resulting in a nearly unchanged gross margin.
  • Compared to the preceding quarter, revenue and gross profit were slightly higher, cost of revenue was slightly higher, and gross margin was slightly lower. Compared to the same quarter one year earlier, revenue and gross profit were higher, cost of revenue was higher, and gross margin was lower.

Gross margin snapshot

The selected quarter's reported revenue, gross profit, direct costs, and margin comparisons.

Gross margin

39.6%

Gross profit

$201.2M

Revenue

$508.6M

Cost of revenue

$307.3M

Quarter-over-quarter change

n/a

Year-over-year change

-1.4 pts

Quarterly gross margin trend

A four-quarter view of the revenue and direct-cost bridge behind gross margin.

PeriodRevenueGross profitCost of revenueGross margin
Mar 31, 2023$508.6M$201.2M$307.3M39.6%

Quarterly comparisons

Compare the selected margin with the preceding quarter and the same fiscal quarter one year earlier.

Previous-quarter change

Previous quarter unavailable

n/a

Year-over-year change

Mar 31, 2022

-1.4 pts

What the margin says

Filing-constrained interpretation of margin direction, comparisons, and what to monitor next.

The year-over-year decline in gross margin was driven by cost of revenue increasing at a higher rate than revenue, while gross profit still grew. Sequentially, the relationship among revenue, cost of revenue, and gross profit remained largely consistent, resulting in a nearly unchanged gross margin.

Compared to the preceding quarter, revenue and gross profit were slightly higher, cost of revenue was slightly higher, and gross margin was slightly lower. Compared to the same quarter one year earlier, revenue and gross profit were higher, cost of revenue was higher, and gross margin was lower.

Monitor the trajectory of cost of revenue relative to revenue, particularly given the acquisition noted in the filing that may influence future cost structure.