FI

Fair Isaac Corporation stock research

Dec 31, 2024

FY2025 Q1

Fair Isaac (FICO) Gross Margin — Quarter Ended Dec 31, 2024

Revenue decreased sequentially but increased year-over-year, with gross profit moving similarly. The gross margin was slightly lower than the prior quarter but improved compared to the same quarter last year.

Gross margin takeaway

Quarter ended Dec 31, 2024 · FY2025 Q1

Revenue decreased sequentially but increased year-over-year, with gross profit moving similarly. The gross margin was slightly lower than the prior quarter but improved compared to the same quarter last year.

  • The most observable margin driver is the year-over-year improvement in gross margin, as gross profit grew faster than cost of revenue.
  • Compared to the prior quarter, revenue and gross profit were lower while cost of revenue also decreased, leading to a stable gross margin. Compared to the same quarter last year, all metrics were higher, with gross margin strengthening.

Gross margin snapshot

The selected quarter's reported revenue, gross profit, direct costs, and margin comparisons.

Gross margin

80.1%

Gross profit

$352.6M

Revenue

$440.0M

Cost of revenue

$87.3M

Quarter-over-quarter change

-0.1 pts

Year-over-year change

+2.0 pts

Quarterly gross margin trend

A four-quarter view of the revenue and direct-cost bridge behind gross margin.

PeriodRevenueGross profitCost of revenueGross margin
Mar 31, 2024$433.8M$346.9M$86.9M80.0%
Jun 30, 2024$447.8M$359.6M$88.2M80.3%
Sep 30, 2024$453.8M$364.2M$89.6M80.3%
Dec 31, 2024$440.0M$352.6M$87.3M80.1%

Quarterly comparisons

Compare the selected margin with the preceding quarter and the same fiscal quarter one year earlier.

Previous-quarter change

Sep 30, 2024

-0.1 pts

Year-over-year change

Dec 31, 2023

+2.0 pts

What the margin says

Filing-constrained interpretation of margin direction, comparisons, and what to monitor next.

The most observable margin driver is the year-over-year improvement in gross margin, as gross profit grew faster than cost of revenue.

Compared to the prior quarter, revenue and gross profit were lower while cost of revenue also decreased, leading to a stable gross margin. Compared to the same quarter last year, all metrics were higher, with gross margin strengthening.

Monitor whether the sequential decline in revenue and gross profit continues in the coming quarters.

FICO Gross Margin — Quarter Ended Dec 31, 2024