BR
BRO
Latest · Mar 31, 2026
Quarter ended Mar 31, 2026 · FY2026 Q1

Brown & Brown, Inc. stock research

Brown & Brown (BRO) Free Cash Flow — Quarter Ended Mar 31, 2026

Revenue, operating cash flow, and free cash flow all increased compared to both the prior quarter and the same quarter last year. The free cash flow margin improved versus the year-ago quarter but was lower than the immediately preceding quarter.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Revenue, operating cash flow, and free cash flow all increased compared to both the prior quarter and the same quarter last year. The free cash flow margin improved versus the year-ago quarter but was lower than the immediately preceding quarter.

  • Operating cash flow as a proportion of revenue was lower than the prior quarter but higher than the year-ago quarter. After deducting capital expenditure, free cash flow followed a similar pattern, with the margin narrowing from the prior quarter and widening from the same quarter last year.
  • Compared to the prior quarter, revenue was higher but operating cash flow and free cash flow were lower, leading to a weakened margin. Versus the same quarter last year, all metrics were higher and the margin improved.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$1.4B

Trailing twelve-month free cash flow.

Quarter free cash flow

$241.0M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$262.0M

Cash generated by operations before capital spending.

CapEx

$21.0M

Capital spending and related asset purchases.

FCF margin

12.7%

The share of revenue converted into free cash flow.

TTM FCF yield

6.1%

TTM FCF divided by market capitalization.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-06-30$1.3B$325.0M$15.0M$310.0M24.1%
2025-09-30$1.6B$468.0M$16.0M$452.0M28.1%
2025-12-31$1.6B$444.0M$20.0M$424.0M26.4%
2026-03-31$1.9B$262.0M$21.0M$241.0M12.7%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income56.6%Shows whether accounting earnings convert into cash.
CapEx / revenue1.1%Lower capital intensity usually supports FCF margin.
Net cash-$6.8BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Revenue Growth

Revenue was higher than both the prior quarter and the year-ago quarter, providing a larger base for cash generation. This was the strongest observable driver of the increase in free cash flow compared to the same quarter last year.

Higher revenue supported higher absolute free cash flow despite a lower margin than the prior quarter.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow as a proportion of revenue was lower than the prior quarter but higher than the year-ago quarter. After deducting capital expenditure, free cash flow followed a similar pattern, with the margin narrowing from the prior quarter and widening from the same quarter last year.

Compared to the prior quarter, revenue was higher but operating cash flow and free cash flow were lower, leading to a weakened margin. Versus the same quarter last year, all metrics were higher and the margin improved.

Monitor the relationship between revenue growth and operating cash flow, as the current quarter showed a lower conversion rate than the prior quarter.

Valuation context

A cash-flow page should show how much investors are paying for the cash stream, without turning into a full DCF.

Market capitalization$23.2BUsed as the denominator for FCF yield.
TTM FCF yield6.1%TTM free cash flow divided by market capitalization.
EV / TTM FCF21.0xA quick valuation bridge, not a full DCF.

Peer context

Free cash flow quality is easier to read against related public companies.

BR
BRO

Brown & Brown, Inc.

FCF margin

12.7%

FCF yield

6.1%

BRO Free Cash Flow — Quarter Ended Mar 31, 2026