BR
BRO
Mar 31, 2025
Quarter ended Mar 31, 2025 · FY2025 Q1

Brown & Brown, Inc. stock research

Brown & Brown (BRO) Free Cash Flow — Quarter Ended Mar 31, 2025

In the first quarter of fiscal 2025, free cash flow improved significantly from the same quarter last year but declined sharply from the preceding quarter. Revenue rose while operating cash flow fell sequentially, resulting in a lower free cash flow margin.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

In the first quarter of fiscal 2025, free cash flow improved significantly from the same quarter last year but declined sharply from the preceding quarter. Revenue rose while operating cash flow fell sequentially, resulting in a lower free cash flow margin.

  • Revenue increased both year-over-year and sequentially, but operating cash flow was lower than the prior quarter and materially higher than the year-ago quarter. Capital expenditure remained stable, so free cash flow mirrored the operating cash flow trend.
  • Compared with the preceding quarter, free cash flow and margin fell, with operating cash flow declining despite higher revenue. Versus the same quarter last year, free cash flow turned positive from zero, driven by a large increase in operating cash flow.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$1.3B

Trailing twelve-month free cash flow.

Quarter free cash flow

$196.0M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$213.0M

Cash generated by operations before capital spending.

CapEx

$17.0M

Capital spending and related asset purchases.

FCF margin

14.0%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2024-06-30$1.2B$360.0M$26.0M$334.0M28.4%
2024-09-30$1.2B$440.0M$23.0M$417.0M35.2%
2024-12-31$1.2B$361.0M$20.0M$341.0M28.8%
2025-03-31$1.4B$213.0M$17.0M$196.0M14.0%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income59.2%Shows whether accounting earnings convert into cash.
CapEx / revenue1.2%Lower capital intensity usually supports FCF margin.
Net cash-$3.1BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Watch

Sequential cash conversion weakening

Despite higher revenue, operating cash flow decreased significantly from the prior quarter, leading to a lower free cash flow margin. This contrasts with the strong year-over-year improvement.

If the sequential decline persists, free cash flow may remain below recent levels even with revenue growth.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Revenue increased both year-over-year and sequentially, but operating cash flow was lower than the prior quarter and materially higher than the year-ago quarter. Capital expenditure remained stable, so free cash flow mirrored the operating cash flow trend.

Compared with the preceding quarter, free cash flow and margin fell, with operating cash flow declining despite higher revenue. Versus the same quarter last year, free cash flow turned positive from zero, driven by a large increase in operating cash flow.

Monitor operating cash flow generation in upcoming quarters to assess sustainability of cash conversion.

BRO Free Cash Flow — Quarter Ended Mar 31, 2025