SO
SOFI
Quarter ended Dec 31, 2025 · FY2025 Q4

SoFi Technologies (SOFI) Revenue — Quarter Ended Dec 31, 2025

Revenue for the quarter increased compared to both the prior quarter and the same quarter a year ago. The sequential growth was moderate, while the year-over-year gain was more pronounced.

Key takeaway

Quarter ended Dec 31, 2025 · FY2025 Q4

Revenue for the quarter increased compared to both the prior quarter and the same quarter a year ago. The sequential growth was moderate, while the year-over-year gain was more pronounced.

Financial snapshot

Reported revenue, sequential change, year-over-year change, and trailing four-quarter revenue.

Quarter revenue

$170.3M

Revenue reported for this quarter.

Quarter-over-quarter

+8.6%

Change from the immediately preceding quarter.

Year-over-year

+25.7%

Change from the comparable year-ago quarter.

Trailing four quarters

$619.4M

Sum of the latest four reported quarters.

Quarterly revenue trend

The latest four reported quarters with year-over-year comparisons.

Period endedRevenueYear-over-year change
Mar 31, 2025$140.4M+21.4%
Jun 30, 2025$151.9M+25.8%
Sep 30, 2025$156.8M+19.5%
Dec 31, 2025$170.3M+25.7%

Revenue performance

Reported revenue rose from the immediately preceding quarter, continuing an upward trajectory seen throughout the fiscal year.

Quarterly comparison

Compared with the same quarter one year earlier, revenue was substantially higher. The sequential increase was smaller than the year-over-year improvement.

What to watch

The filing discusses risks related to early amortization events or defaults that could impair liquidity and loan origination capacity.