SO
SOFI
Quarter ended Dec 31, 2024 · FY2024 Q4

SoFi Technologies (SOFI) Revenue — Quarter Ended Dec 31, 2024

Revenue for the quarter increased compared to the prior quarter and rose relative to the same quarter a year earlier. The sequential growth was modest, while the year-over-year gain was more pronounced.

Key takeaway

Quarter ended Dec 31, 2024 · FY2024 Q4

Revenue for the quarter increased compared to the prior quarter and rose relative to the same quarter a year earlier. The sequential growth was modest, while the year-over-year gain was more pronounced.

Financial snapshot

Reported revenue, sequential change, year-over-year change, and trailing four-quarter revenue.

Quarter revenue

$135.5M

Revenue reported for this quarter.

Quarter-over-quarter

+3.3%

Change from the immediately preceding quarter.

Year-over-year

+16.5%

Change from the comparable year-ago quarter.

Trailing four quarters

$503.1M

Sum of the latest four reported quarters.

Quarterly revenue trend

The latest four reported quarters with year-over-year comparisons.

Period endedRevenueYear-over-year change
Mar 31, 2024$115.6M+21.1%
Jun 30, 2024$120.8M+15.4%
Sep 30, 2024$131.2M+25.0%
Dec 31, 2024$135.5M+16.5%

Revenue performance

The reported revenue moved higher, continuing the upward trajectory observed throughout the fiscal year.

Quarterly comparison

Compared with the immediately preceding quarter, revenue increased at a slower pace than the prior sequential change. Versus the same quarter one year earlier, revenue showed a solid increase.

What to watch

The filing context discusses liquidity risks related to early amortization events and potential impacts on loan origination and growth.