HI
HIG
Latest · Mar 31, 2026
Quarter ended Mar 31, 2026 · FY2026 Q1

The Hartford Insurance Group, Inc. stock research

The Hartford Insurance Group (HIG) Free Cash Flow — Quarter Ended Mar 31, 2026

Revenue and operating cash flow both increased compared to the prior quarter and the same quarter last year. Free cash flow margin weakened versus the prior quarter but matched the year-ago level.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Revenue and operating cash flow both increased compared to the prior quarter and the same quarter last year. Free cash flow margin weakened versus the prior quarter but matched the year-ago level.

  • Operating cash flow exceeded revenue, resulting in a free cash flow margin above one hundred percent. Capital expenditure was lower than both the prior quarter and the year-ago quarter, supporting free cash flow.
  • Compared to the prior quarter, revenue was slightly higher while operating cash flow and free cash flow were lower, causing the free cash flow margin to weaken. Versus the same quarter last year, revenue, operating cash flow, and free cash flow were all higher, with the margin unchanged.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$5.8B

Trailing twelve-month free cash flow.

Quarter free cash flow

$1.0B

Free cash flow in the selected fiscal quarter.

Operating cash flow

$1.0B

Cash generated by operations before capital spending.

CapEx

$31.0M

Capital spending and related asset purchases.

FCF margin

258.7%

The share of revenue converted into free cash flow.

TTM FCF yield

15.7%

TTM FCF divided by market capitalization.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-06-30$366.0M$1.3B$40.0M$1.3B341.8%
2025-09-30$386.0M$1.8B$45.0M$1.8B464.5%
2025-12-31$388.0M$1.8B$46.0M$1.8B454.1%
2026-03-31$392.0M$1.0B$31.0M$1.0B258.7%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income118.5%Shows whether accounting earnings convert into cash.
CapEx / revenue7.9%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Revenue growth with stable conversion

Revenue increased compared to both the prior quarter and the year-ago quarter, while operating cash flow rose year-over-year. The free cash flow margin held steady at the year-ago level, indicating consistent cash generation efficiency.

Higher revenue combined with a stable margin supported an increase in absolute free cash flow compared to the year-ago quarter.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow exceeded revenue, resulting in a free cash flow margin above one hundred percent. Capital expenditure was lower than both the prior quarter and the year-ago quarter, supporting free cash flow.

Compared to the prior quarter, revenue was slightly higher while operating cash flow and free cash flow were lower, causing the free cash flow margin to weaken. Versus the same quarter last year, revenue, operating cash flow, and free cash flow were all higher, with the margin unchanged.

Monitor whether operating cash flow can sustain its current level relative to revenue, as it declined from the prior quarter despite higher revenue.

Valuation context

A cash-flow page should show how much investors are paying for the cash stream, without turning into a full DCF.

Market capitalization$37.1BUsed as the denominator for FCF yield.
TTM FCF yield15.7%TTM free cash flow divided by market capitalization.
EV / TTM FCFn/aA quick valuation bridge, not a full DCF.

Peer context

Free cash flow quality is easier to read against related public companies.

HI
HIG

The Hartford Insurance Group, Inc.

FCF margin

258.7%

FCF yield

15.7%