HI
HIG
Jun 30, 2024
Quarter ended Jun 30, 2024 · FY2024 Q2

The Hartford Insurance Group, Inc. stock research

The Hartford Insurance Group (HIG) Free Cash Flow — Quarter Ended Jun 30, 2024

In the current quarter, free cash flow was positive and the margin was high, driven by strong operating cash flow. Revenue was slightly higher than both the prior quarter and the same quarter last year.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

In the current quarter, free cash flow was positive and the margin was high, driven by strong operating cash flow. Revenue was slightly higher than both the prior quarter and the same quarter last year.

  • Operating cash flow exceeded revenue, resulting in a free cash flow margin well above revenue. Capital expenditure was modest relative to operating cash flow.
  • Compared to the immediately preceding quarter, operating cash flow and free cash flow both improved. Compared to the same quarter one year earlier, the company shifted from negative free cash flow to positive, a significant improvement.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$5.5B

Trailing twelve-month free cash flow.

Quarter free cash flow

$1.2B

Free cash flow in the selected fiscal quarter.

Operating cash flow

$1.3B

Cash generated by operations before capital spending.

CapEx

$61.0M

Capital spending and related asset purchases.

FCF margin

329.4%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2023-09-30$351.0M$1.8B$52.0M$1.7B489.7%
2023-12-31$6.4B$1.6B$64.0M$1.6B24.4%
2024-03-31$352.0M$1.1B$50.0M$1.0B297.4%
2024-06-30$364.0M$1.3B$61.0M$1.2B329.4%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income162.5%Shows whether accounting earnings convert into cash.
CapEx / revenue16.8%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Operating Cash Flow Recovery

Operating cash flow turned from negative in the year-ago quarter to positive in the current quarter, and also increased sequentially.

This drove a substantial improvement in free cash flow and margin.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow exceeded revenue, resulting in a free cash flow margin well above revenue. Capital expenditure was modest relative to operating cash flow.

Compared to the immediately preceding quarter, operating cash flow and free cash flow both improved. Compared to the same quarter one year earlier, the company shifted from negative free cash flow to positive, a significant improvement.

Monitor the sustainability of the operating cash flow level relative to revenue.