GL
GL
Latest · Mar 31, 2026
Quarter ended Mar 31, 2026 · FY2026 Q1

Globe Life Inc. stock research

Globe Life (GL) Free Cash Flow — Quarter Ended Mar 31, 2026

Revenue and operating cash flow rose compared to the prior quarter, driving a larger free cash flow. Versus the same quarter last year, operating cash flow was slightly lower and capital spending was higher, resulting in a lower free cash flow.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Revenue and operating cash flow rose compared to the prior quarter, driving a larger free cash flow. Versus the same quarter last year, operating cash flow was slightly lower and capital spending was higher, resulting in a lower free cash flow.

  • The cash conversion from revenue to free cash flow improved sequentially, with free cash flow margin rising. Compared to the year-ago quarter, the margin narrowed as capital expenditure increased relative to revenue.
  • Quarter-over-quarter, all metrics strengthened: revenue, operating cash flow, capital spending, free cash flow, and margin all increased. Year-over-year, while revenue was higher, operating cash flow was slightly lower and capital expenditure was higher, leading to a lower free cash flow and margin.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$1.2B

Trailing twelve-month free cash flow.

Quarter free cash flow

$396.0M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$420.9M

Cash generated by operations before capital spending.

CapEx

$24.9M

Capital spending and related asset purchases.

FCF margin

25.4%

The share of revenue converted into free cash flow.

TTM FCF yield

8.8%

TTM FCF divided by market capitalization.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-06-30$1.5B$307.9M$12.9M$295.0M19.9%
2025-09-30$1.5B$306.0M$97.3M$208.7M13.8%
2025-12-31$1.5B$350.6M$20.5M$330.1M21.7%
2026-03-31$1.6B$420.9M$24.9M$396.0M25.4%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income146.4%Shows whether accounting earnings convert into cash.
CapEx / revenue1.6%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

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Operating cash flow trajectory

Operating cash flow increased from the prior quarter, but remained slightly below the level of one year ago. The improvement from the prior quarter was the key factor behind the higher free cash flow.

If operating cash flow continues to rise, free cash flow could sustain or improve further.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

The cash conversion from revenue to free cash flow improved sequentially, with free cash flow margin rising. Compared to the year-ago quarter, the margin narrowed as capital expenditure increased relative to revenue.

Quarter-over-quarter, all metrics strengthened: revenue, operating cash flow, capital spending, free cash flow, and margin all increased. Year-over-year, while revenue was higher, operating cash flow was slightly lower and capital expenditure was higher, leading to a lower free cash flow and margin.

Capital expenditure increased compared to the prior quarter and notably compared to the same quarter last year; the trend of rising investment in long-term assets bears monitoring.

Valuation context

A cash-flow page should show how much investors are paying for the cash stream, without turning into a full DCF.

Market capitalization$14.0BUsed as the denominator for FCF yield.
TTM FCF yield8.8%TTM free cash flow divided by market capitalization.
EV / TTM FCFn/aA quick valuation bridge, not a full DCF.

Peer context

Free cash flow quality is easier to read against related public companies.

GL
GL

Globe Life Inc.

FCF margin

25.4%

FCF yield

8.8%