GL
GL
Jun 30, 2025
Quarter ended Jun 30, 2025 · FY2025 Q2

Globe Life Inc. stock research

Globe Life (GL) Free Cash Flow — Quarter Ended Jun 30, 2025

Free cash flow margin decreased compared to both the prior quarter and the same quarter last year, driven by lower operating cash flow while revenue remained relatively stable.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Free cash flow margin decreased compared to both the prior quarter and the same quarter last year, driven by lower operating cash flow while revenue remained relatively stable.

  • Operating cash flow converted to free cash flow at a high rate due to low capital expenditure, although the absolute level of operating cash flow was lower than in recent periods.
  • Sequentially, operating cash flow and free cash flow were lower, leading to a weakened margin; year-over-year, both metrics also declined despite higher revenue.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$1.3B

Trailing twelve-month free cash flow.

Quarter free cash flow

$295.0M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$307.9M

Cash generated by operations before capital spending.

CapEx

$12.9M

Capital spending and related asset purchases.

FCF margin

19.9%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2024-09-30$1.5B$340.6M$29.3M$311.3M21.4%
2024-12-31$1.5B$336.9M$15.0M$321.9M22.0%
2025-03-31$1.5B$431.9M$11.7M$420.1M28.4%
2025-06-30$1.5B$307.9M$12.9M$295.0M19.9%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income116.7%Shows whether accounting earnings convert into cash.
CapEx / revenue0.9%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Watch

Operating Cash Flow Decline

Operating cash flow was lower than both the preceding quarter and the same quarter a year ago, driving the reduction in free cash flow and margin.

If operating cash flow continues to weaken, free cash flow generation could face further pressure.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow converted to free cash flow at a high rate due to low capital expenditure, although the absolute level of operating cash flow was lower than in recent periods.

Sequentially, operating cash flow and free cash flow were lower, leading to a weakened margin; year-over-year, both metrics also declined despite higher revenue.

Monitor the trajectory of operating cash flow, which was the primary source of the decline in free cash flow.