Fair Isaac (FICO) 10-K Summary — Year Ended Sep 30, 2024
Fair Isaac Corporation reported annual revenue growth and higher operating income, net income, and operating cash flow. The company's business and risk factors are detailed in the specified sections of the filing.
Key takeaway
Year ended Sep 30, 2024 · FY2025 10-K
Fair Isaac Corporation reported annual revenue growth and higher operating income, net income, and operating cash flow. The company's business and risk factors are detailed in the specified sections of the filing.
Financial snapshot
Selected annual figures reported with the filing, shown separately from the narrative summary.
Annual revenue
$1.7B
Revenue reported for the fiscal year.
Operating income
$733.6M
Income from operations reported for the year.
Net income
$512.8M
Net income reported for the year.
Operating cash flow
$633M
Cash generated by operating activities.
Annual revenue trend
Reported annual revenue and its change from the preceding fiscal year.
| Period ended | Revenue | Year-over-year change |
|---|---|---|
| Sep 30, 2021 | $1.3B | n/a |
| Sep 30, 2022 | $1.4B | +4.6% |
| Sep 30, 2023 | $1.5B | +9.9% |
| Sep 30, 2024 | $1.7B | +13.5% |
Business overview
The company operates in the analytics and decision management space, providing software and services. Its offerings include scoring solutions, decision management software, and related analytical tools.
Financial performance
Revenue increased year over year, reaching the disclosed total. Operating income, net income, and cash from operations also rose, reflecting improved profitability and cash generation.
Material risks
The filing identifies risk factors in Item 1A, which may include competitive pressures, reliance on key data sources, regulatory changes, and cybersecurity threats. These risks could affect operations and financial results.
Liquidity and capital
The company generated strong operating cash flow, which supports its liquidity needs and capital allocation decisions. No details on specific capital allocation actions were provided in the supplied context.
What to watch
Monitor any changes in the company's revenue growth rate or margin trends in the next annual filing.