Fair Isaac (FICO) 10-K Summary — Year Ended Sep 30, 2023
Fair Isaac Corporation provides analytics and decision management solutions. The filing reports increased revenue and profitability for the latest fiscal year.
Key takeaway
Year ended Sep 30, 2023 · FY2025 10-K
Fair Isaac Corporation provides analytics and decision management solutions. The filing reports increased revenue and profitability for the latest fiscal year.
Financial snapshot
Selected annual figures reported with the filing, shown separately from the narrative summary.
Annual revenue
$1.5B
Revenue reported for the fiscal year.
Operating income
$642.8M
Income from operations reported for the year.
Net income
$429.4M
Net income reported for the year.
Operating cash flow
$468.9M
Cash generated by operating activities.
Annual revenue trend
Reported annual revenue and its change from the preceding fiscal year.
| Period ended | Revenue | Year-over-year change |
|---|---|---|
| Sep 30, 2021 | $1.3B | n/a |
| Sep 30, 2022 | $1.4B | +4.6% |
| Sep 30, 2023 | $1.5B | +9.9% |
Business overview
The company operates in the analytics and decision management space, offering software and services that help organizations make better decisions. Its solutions include predictive analytics, scoring, and decision automation tools.
Financial performance
Revenue increased compared to the prior period, reaching the reported level. Operating income and net income also rose, while operating cash flow remained substantial.
Material risks
The filing identifies various risk factors typical for a technology and analytics firm, including competitive pressures, reliance on key data sources, and potential regulatory changes. These risks could affect the company's operations and financial results.
Liquidity and capital
The company generated strong operating cash flow, which supports its ongoing business activities and capital allocation decisions. No specific capital allocation plans or liquidity concerns are detailed in the supplied context.
What to watch
Investors should monitor whether the company can sustain its revenue growth trajectory in the next filing.