XY

Block, Inc. stock research

Dec 31, 2025

FY2025 Q4

Block (XYZ) Gross Margin — Quarter Ended Dec 31, 2025

Revenue and gross profit both increased compared to the prior quarter and the same quarter last year, while cost of revenue decreased relative to both periods. Gross margin improved sequentially and year-over-year, reflecting a higher proportion of revenue flowing through to gross profit.

Gross margin takeaway

Quarter ended Dec 31, 2025 · FY2025 Q4

Revenue and gross profit both increased compared to the prior quarter and the same quarter last year, while cost of revenue decreased relative to both periods. Gross margin improved sequentially and year-over-year, reflecting a higher proportion of revenue flowing through to gross profit.

  • The most observable driver of margin improvement is the combination of higher revenue and lower cost of revenue, which together expanded gross profit at a faster rate than revenue growth.
  • Compared to the immediately preceding quarter, gross margin strengthened as revenue rose and cost of revenue fell. Versus the same quarter one year earlier, gross margin also improved, driven by a larger increase in gross profit relative to revenue.

Gross margin snapshot

The selected quarter's reported revenue, gross profit, direct costs, and margin comparisons.

Gross margin

45.9%

Gross profit

$2.9B

Revenue

$6.3B

Cost of revenue

$3.4B

Quarter-over-quarter change

+2.4 pts

Year-over-year change

+7.6 pts

Quarterly gross margin trend

A four-quarter view of the revenue and direct-cost bridge behind gross margin.

PeriodRevenueGross profitCost of revenueGross margin
Mar 31, 2025$5.8B$2.3B$3.5B39.7%
Jun 30, 2025$6.1B$2.5B$3.5B41.9%
Sep 30, 2025$6.1B$2.7B$3.5B43.5%
Dec 31, 2025$6.3B$2.9B$3.4B45.9%

Quarterly comparisons

Compare the selected margin with the preceding quarter and the same fiscal quarter one year earlier.

Previous-quarter change

Sep 30, 2025

+2.4 pts

Year-over-year change

Dec 31, 2024

+7.6 pts

What the margin says

Filing-constrained interpretation of margin direction, comparisons, and what to monitor next.

The most observable driver of margin improvement is the combination of higher revenue and lower cost of revenue, which together expanded gross profit at a faster rate than revenue growth.

Compared to the immediately preceding quarter, gross margin strengthened as revenue rose and cost of revenue fell. Versus the same quarter one year earlier, gross margin also improved, driven by a larger increase in gross profit relative to revenue.

Monitor whether the trend of declining cost of revenue can be sustained while revenue continues to grow.