WT
WTW
Dec 31, 2025
Quarter ended Dec 31, 2025 · FY2025 Q4

Willis Towers Watson Public Limited Company stock research

Willis Towers Watson Public (WTW) Free Cash Flow — Quarter Ended Dec 31, 2025

Free cash flow increased both quarter over quarter and year over year, driven by higher operating cash flow. Cash conversion margin weakened sequentially but improved compared to the same quarter last year.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Free cash flow increased both quarter over quarter and year over year, driven by higher operating cash flow. Cash conversion margin weakened sequentially but improved compared to the same quarter last year.

  • Operating cash flow was higher relative to both the prior quarter and the year-ago quarter, while capital expenditure increased slightly. The free cash flow margin improved year over year but declined sequentially, reflecting mixed conversion efficiency.
  • Revenue was higher than the preceding quarter but lower than the same quarter one year earlier. Operating cash flow and free cash flow were higher in both comparisons. Free cash flow margin declined sequentially but rose year over year.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$1.5B

Trailing twelve-month free cash flow.

Quarter free cash flow

$708.0M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$771.0M

Cash generated by operations before capital spending.

CapEx

$63.0M

Capital spending and related asset purchases.

FCF margin

24.6%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-03-31$2.2B-$35.0M$51.0M-$86.0M-3.9%
2025-06-30$2.2B$361.0M$58.0M$303.0M13.7%
2025-09-30$2.2B$678.0M$57.0M$621.0M27.7%
2025-12-31$2.9B$771.0M$63.0M$708.0M24.6%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income96.3%Shows whether accounting earnings convert into cash.
CapEx / revenue2.2%Lower capital intensity usually supports FCF margin.
Net cash-$6.6BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Revenue growth

Revenue increased sequentially, which was accompanied by higher operating cash flow and free cash flow.

The sequential revenue increase contributed to improved free cash flow generation.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow was higher relative to both the prior quarter and the year-ago quarter, while capital expenditure increased slightly. The free cash flow margin improved year over year but declined sequentially, reflecting mixed conversion efficiency.

Revenue was higher than the preceding quarter but lower than the same quarter one year earlier. Operating cash flow and free cash flow were higher in both comparisons. Free cash flow margin declined sequentially but rose year over year.

Monitor the trajectory of revenue, as it declined year over year despite sequential growth.