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Jun 30, 2024
Quarter ended Jun 30, 2024 · FY2024 Q3

Visa Inc. stock research

Visa (V) Free Cash Flow — Quarter Ended Jun 30, 2024

Revenue rose slightly from both the prior quarter and the same quarter last year, while operating cash flow improved sequentially but declined year-over-year. Free cash flow and free cash flow margin increased from the prior quarter but decreased compared with the year-ago period.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Revenue rose slightly from both the prior quarter and the same quarter last year, while operating cash flow improved sequentially but declined year-over-year. Free cash flow and free cash flow margin increased from the prior quarter but decreased compared with the year-ago period.

  • Operating cash flow as a proportion of revenue increased from the previous quarter but fell relative to the same quarter one year earlier. Free cash flow margin followed a similar pattern, improving sequentially but weakening year-over-year.
  • Compared with the prior quarter, revenue was higher, operating cash flow and free cash flow were higher, and free cash flow margin improved. Versus the same quarter one year ago, revenue was higher, but operating cash flow, free cash flow, and free cash flow margin were all lower.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$19.0B

Trailing twelve-month free cash flow.

Quarter free cash flow

$4.7B

Free cash flow in the selected fiscal quarter.

Operating cash flow

$5.1B

Cash generated by operations before capital spending.

CapEx

$400.0M

Capital spending and related asset purchases.

FCF margin

53.2%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2023-09-30$8.6B$6.9B$305.0M$6.6B76.9%
2023-12-31$8.6B$3.6B$267.0M$3.3B38.8%
2024-03-31$8.8B$4.5B$281.0M$4.3B48.5%
2024-06-30$8.9B$5.1B$400.0M$4.7B53.2%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income97.2%Shows whether accounting earnings convert into cash.
CapEx / revenue4.5%Lower capital intensity usually supports FCF margin.
Net cash-$7.7BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Operating cash flow recovery

Operating cash flow in the current quarter was higher than the prior quarter, driving a sequential increase in free cash flow and free cash flow margin despite a higher level of capital expenditure.

The rebound in operating cash flow from the previous quarter was the strongest observable driver of the quarter's free cash flow improvement.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow as a proportion of revenue increased from the previous quarter but fell relative to the same quarter one year earlier. Free cash flow margin followed a similar pattern, improving sequentially but weakening year-over-year.

Compared with the prior quarter, revenue was higher, operating cash flow and free cash flow were higher, and free cash flow margin improved. Versus the same quarter one year ago, revenue was higher, but operating cash flow, free cash flow, and free cash flow margin were all lower.

Monitor the trajectory of operating cash flow, which rose sequentially but declined year-over-year.

V Free Cash Flow — Quarter Ended Jun 30, 2024