PH
PHM
Dec 31, 2025
Quarter ended Dec 31, 2025 · FY2025 Q4

PulteGroup, Inc. stock research

PulteGroup (PHM) Free Cash Flow — Quarter Ended Dec 31, 2025

Revenue, operating cash flow, and free cash flow all improved compared to the prior quarter and the same quarter last year. The free cash flow margin strengthened sequentially and year-over-year.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Revenue, operating cash flow, and free cash flow all improved compared to the prior quarter and the same quarter last year. The free cash flow margin strengthened sequentially and year-over-year.

  • Operating cash flow exceeded capital expenditure by a wide margin, resulting in a free cash flow margin that was higher than both the prior quarter and the same quarter a year ago. The conversion from revenue to free cash flow was supported by operating cash flow that grew faster than revenue relative to both comparison periods.
  • Compared to the immediately preceding quarter, revenue, operating cash flow, and free cash flow were all higher, and the free cash flow margin improved. Versus the same quarter one year earlier, revenue was lower while operating cash flow and free cash flow were higher, leading to a stronger free cash flow margin.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$1.7B

Trailing twelve-month free cash flow.

Quarter free cash flow

$739.8M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$771.1M

Cash generated by operations before capital spending.

CapEx

$31.3M

Capital spending and related asset purchases.

FCF margin

16.0%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-03-31$3.9B$134.2M$29.6M$104.6M2.7%
2025-06-30$4.4B$287.5M$34.5M$253.0M5.7%
2025-09-30$4.4B$678.4M$27.3M$651.1M14.8%
2025-12-31$4.6B$771.1M$31.3M$739.8M16.0%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income147.5%Shows whether accounting earnings convert into cash.
CapEx / revenue0.7%Lower capital intensity usually supports FCF margin.
Net cash$1.9BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Operating Cash Flow Growth

Operating cash flow was higher than both the prior quarter and the same quarter last year, and its increase outpaced the change in revenue. This was the strongest observable driver of free cash flow improvement.

The higher operating cash flow directly lifted free cash flow and the free cash flow margin.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow exceeded capital expenditure by a wide margin, resulting in a free cash flow margin that was higher than both the prior quarter and the same quarter a year ago. The conversion from revenue to free cash flow was supported by operating cash flow that grew faster than revenue relative to both comparison periods.

Compared to the immediately preceding quarter, revenue, operating cash flow, and free cash flow were all higher, and the free cash flow margin improved. Versus the same quarter one year earlier, revenue was lower while operating cash flow and free cash flow were higher, leading to a stronger free cash flow margin.

Monitor whether operating cash flow can sustain its growth relative to revenue in future periods.