MR
MRSH
Dec 31, 2025
Quarter ended Dec 31, 2025 · FY2025 Q4

Marsh & McLennan Companies, Inc. stock research

Marsh & McLennan Companies (MRSH) Free Cash Flow — Quarter Ended Dec 31, 2025

Revenue, operating cash flow, and free cash flow all increased compared to both the prior quarter and the same quarter last year. The free cash flow margin was slightly lower than the prior quarter but higher than the year-ago quarter.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Revenue, operating cash flow, and free cash flow all increased compared to both the prior quarter and the same quarter last year. The free cash flow margin was slightly lower than the prior quarter but higher than the year-ago quarter.

  • Operating cash flow as a proportion of revenue was higher than the year-ago quarter but slightly lower than the prior quarter, while capital expenditure increased relative to both comparison periods. Free cash flow margin followed a similar pattern, reflecting the relationship between operating cash flow and capital spending.
  • Compared to the prior quarter, revenue and operating cash flow were higher, capital expenditure increased, and free cash flow was higher, though the free cash flow margin was slightly lower. Versus the same quarter last year, all metrics were higher, including the free cash flow margin.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$5.0B

Trailing twelve-month free cash flow.

Quarter free cash flow

$2.1B

Free cash flow in the selected fiscal quarter.

Operating cash flow

$2.2B

Cash generated by operations before capital spending.

CapEx

$105.0M

Capital spending and related asset purchases.

FCF margin

31.2%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-03-31$7.1B-$622.0M$55.0M-$677.0M-9.6%
2025-06-30$7.0B$1.7B$59.0M$1.6B23.1%
2025-09-30$6.4B$2.1B$72.0M$2.0B31.6%
2025-12-31$6.6B$2.2B$105.0M$2.1B31.2%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income250.4%Shows whether accounting earnings convert into cash.
CapEx / revenue1.6%Lower capital intensity usually supports FCF margin.
Net cash-$16.9BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Revenue and Cash Flow Growth

Revenue was higher than both the prior quarter and the year-ago quarter, and operating cash flow increased in line with revenue. This supported a higher free cash flow compared to both periods.

Higher revenue and operating cash flow drove the increase in free cash flow for the quarter.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow as a proportion of revenue was higher than the year-ago quarter but slightly lower than the prior quarter, while capital expenditure increased relative to both comparison periods. Free cash flow margin followed a similar pattern, reflecting the relationship between operating cash flow and capital spending.

Compared to the prior quarter, revenue and operating cash flow were higher, capital expenditure increased, and free cash flow was higher, though the free cash flow margin was slightly lower. Versus the same quarter last year, all metrics were higher, including the free cash flow margin.

Monitor the trend in capital expenditure relative to operating cash flow, as it increased more than operating cash flow compared to both the prior quarter and the year-ago quarter.