KE
KEY
Dec 31, 2025
Quarter ended Dec 31, 2025 · FY2025 Q4

KeyCorp stock research

KeyCorp (KEY) Free Cash Flow — Quarter Ended Dec 31, 2025

Free cash flow exceeded revenue for the quarter, driven by strong operating cash flow. Revenue and cash flows improved sequentially but declined from the same quarter a year ago.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Free cash flow exceeded revenue for the quarter, driven by strong operating cash flow. Revenue and cash flows improved sequentially but declined from the same quarter a year ago.

  • Operating cash flow substantially exceeded revenue, resulting in free cash flow that also surpassed revenue, indicating efficient cash conversion.
  • Compared to the prior quarter, revenue and cash flows increased, and the free cash flow margin improved from below revenue to above revenue. Compared to the same quarter a year ago, the margin declined as operating cash flow was lower despite slightly higher revenue.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$2.1B

Trailing twelve-month free cash flow.

Quarter free cash flow

$673.0M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$718.0M

Cash generated by operations before capital spending.

CapEx

$45.0M

Capital spending and related asset purchases.

FCF margin

141.1%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-03-31$411.0M-$140.0M$10.0M-$150.0M-36.5%
2025-06-30$425.0M$1.2B$23.0M$1.2B284.9%
2025-09-30$433.0M$396.0M$29.0M$367.0M84.8%
2025-12-31$477.0M$718.0M$45.0M$673.0M141.1%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income132.0%Shows whether accounting earnings convert into cash.
CapEx / revenue9.4%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Operating Cash Flow Strength

Operating cash flow increased notably, outpacing revenue growth, which drove the improvement in free cash flow.

This was the primary factor behind the improved free cash flow margin for the quarter.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow substantially exceeded revenue, resulting in free cash flow that also surpassed revenue, indicating efficient cash conversion.

Compared to the prior quarter, revenue and cash flows increased, and the free cash flow margin improved from below revenue to above revenue. Compared to the same quarter a year ago, the margin declined as operating cash flow was lower despite slightly higher revenue.

Monitor capital expenditure levels relative to operating cash flow, given their increase compared to recent quarters.

KEY Free Cash Flow — Quarter Ended Dec 31, 2025