JK
JKHY
Jun 30, 2025
Quarter ended Jun 30, 2025 · FY2025 Q4

Jack Henry & Associates, Inc. stock research

Jack Henry & Associates (JKHY) Free Cash Flow — Quarter Ended Jun 30, 2025

Cash conversion improved significantly in the current quarter, as operating cash flow rose relative to revenue. Free cash flow and margin were higher than both the prior quarter and the year-ago period.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Cash conversion improved significantly in the current quarter, as operating cash flow rose relative to revenue. Free cash flow and margin were higher than both the prior quarter and the year-ago period.

  • Operating cash flow as a percentage of revenue increased, and capital expenditure remained low, leading to a free cash flow margin that was higher than both the preceding quarter and the same quarter last year.
  • Compared to the prior quarter, revenue, operating cash flow, free cash flow, and margin all increased. Versus the year-ago quarter, the same metrics were higher, and capital expenditure was lower.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$588.1M

Trailing twelve-month free cash flow.

Quarter free cash flow

$314.9M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$327.1M

Cash generated by operations before capital spending.

CapEx

$12.2M

Capital spending and related asset purchases.

FCF margin

51.2%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2024-09-30$601.0M$116.9M$12.8M$104.1M17.3%
2024-12-31$573.8M$89.6M$16.7M$73.0M12.7%
2025-03-31$585.1M$107.8M$11.7M$96.1M16.4%
2025-06-30$615.4M$327.1M$12.2M$314.9M51.2%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income246.8%Shows whether accounting earnings convert into cash.
CapEx / revenue2.0%Lower capital intensity usually supports FCF margin.
Net cash$102.0MCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Strong operating cash flow

Operating cash flow increased substantially from both the prior quarter and the year-ago quarter, while capital expenditure remained relatively stable. The annual filing notes that the rise in operating cash flow was primarily due to higher net income and net changes in working capital items.

This drove free cash flow to a higher level and improved the free cash flow margin significantly.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow as a percentage of revenue increased, and capital expenditure remained low, leading to a free cash flow margin that was higher than both the preceding quarter and the same quarter last year.

Compared to the prior quarter, revenue, operating cash flow, free cash flow, and margin all increased. Versus the year-ago quarter, the same metrics were higher, and capital expenditure was lower.

Monitor capital expenditure levels, given the company's ongoing investments in product development and facilities as described in the annual filing.

JKHY Free Cash Flow — Quarter Ended Jun 30, 2025