HU
HUM
Dec 31, 2024
Quarter ended Dec 31, 2024 · FY2024 Q4

Humana Inc. stock research

Humana (HUM) Free Cash Flow — Quarter Ended Dec 31, 2024

Free cash flow was negative in the current quarter, driven by a negative operating cash flow despite lower capital expenditure. Compared to the same quarter last year, free cash flow improved substantially as operating cash flow was far less negative.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Free cash flow was negative in the current quarter, driven by a negative operating cash flow despite lower capital expenditure. Compared to the same quarter last year, free cash flow improved substantially as operating cash flow was far less negative.

  • Revenue was slightly lower than the prior quarter but higher than a year ago. Operating cash flow turned negative, resulting in negative free cash flow and a negative margin, while capital expenditure was lower than both comparison periods.
  • Free cash flow weakened from the prior quarter's positive level, but improved significantly from the deeply negative level a year earlier. The margin followed a similar pattern.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$2.4B

Trailing twelve-month free cash flow.

Quarter free cash flow

-$682.0M

Free cash flow in the selected fiscal quarter.

Operating cash flow

-$528.0M

Cash generated by operations before capital spending.

CapEx

$154.0M

Capital spending and related asset purchases.

FCF margin

-2.3%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2024-03-31$29.6B$423.0M$177.0M$246.0M0.8%
2024-06-30$29.5B$1.2B$114.0M$1.1B3.7%
2024-09-30$29.4B$1.9B$130.0M$1.7B5.9%
2024-12-31$29.2B-$528.0M$154.0M-$682.0M-2.3%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income98.4%Shows whether accounting earnings convert into cash.
CapEx / revenue0.5%Lower capital intensity usually supports FCF margin.
Net cash-$9.5BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Watch

Operating cash flow reversal

Operating cash flow shifted from a large positive in the prior quarter to a negative amount in the current quarter, while capital expenditure remained relatively stable.

This reversal was the primary factor behind the negative free cash flow.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Revenue was slightly lower than the prior quarter but higher than a year ago. Operating cash flow turned negative, resulting in negative free cash flow and a negative margin, while capital expenditure was lower than both comparison periods.

Free cash flow weakened from the prior quarter's positive level, but improved significantly from the deeply negative level a year earlier. The margin followed a similar pattern.

Monitor the trajectory of operating cash flow, as it swung from positive to negative sequentially.