Huntington Bancshares (HBAN) 10-K Summary — Year Ended Dec 31, 2025
Huntington Bancshares Incorporated filed its annual report for the fiscal year. The filing reports that revenue has grown over the past several years, net income was positive, and operating cash flow exceeded net income.
Key takeaway
Year ended Dec 31, 2025 · FY2025 10-K
Huntington Bancshares Incorporated filed its annual report for the fiscal year. The filing reports that revenue has grown over the past several years, net income was positive, and operating cash flow exceeded net income.
Financial snapshot
Selected annual figures reported with the filing, shown separately from the narrative summary.
Annual revenue
$1.6B
Revenue reported for the fiscal year.
Operating income
n/a
Income from operations reported for the year.
Net income
$2.2B
Net income reported for the year.
Operating cash flow
$2.5B
Cash generated by operating activities.
Annual revenue trend
Reported annual revenue and its change from the preceding fiscal year.
| Period ended | Revenue | Year-over-year change |
|---|---|---|
| Dec 31, 2022 | $1.3B | +18.4% |
| Dec 31, 2023 | $1.4B | +6.2% |
| Dec 31, 2024 | $1.5B | +4.9% |
| Dec 31, 2025 | $1.6B | +6.4% |
Business overview
The filing identifies the company as a bank holding company. Its business operations are conducted through its banking subsidiary, as indicated by references to the Bank and dividends from the Bank. The filing also includes a business overview section, but no detailed description is provided in the supplied context.
Financial performance
Revenue has shown a consistent upward trend over the reported period. Net income and operating cash flow were both reported, with operating cash flow higher than net income. The company's financial results reflect positive performance.
Material risks
The filing references a risk factors section, but no specific risk descriptions are provided in the supplied context. Therefore, no material risks can be identified from the available data.
Liquidity and capital
The parent company maintains sufficient liquidity to meet its obligations, including dividends and debt service. It held cash and cash equivalents and declared common and preferred stock dividends, indicating a commitment to shareholder returns.
What to watch
Monitor the parent company's cash and cash equivalents balance in the next filing, as it decreased compared to the prior year.