GL

Globe Life Inc. stock research

Sep 30, 2023

FY2023 Q3

Globe Life (GL) Gross Margin — Quarter Ended Sep 30, 2023

Revenue increased from the immediately preceding quarter and from the same quarter one year earlier. Gross profit and cost of revenue also rose in both comparisons, while gross margin weakened slightly relative to the prior quarter but improved notably versus the year-ago period.

Gross margin takeaway

Quarter ended Sep 30, 2023 · FY2023 Q3

Revenue increased from the immediately preceding quarter and from the same quarter one year earlier. Gross profit and cost of revenue also rose in both comparisons, while gross margin weakened slightly relative to the prior quarter but improved notably versus the year-ago period.

  • The improvement in gross margin compared with the same quarter one year earlier was the strongest observable driver, as gross profit grew faster than cost of revenue relative to the year-ago level. Across the sequential quarter, the relationship was mixed: revenue and gross profit increased while margins edged lower, indicating a slightly higher proportionate cost of revenue.
  • Compared with the prior quarter, revenue and gross profit were higher, but gross margin was slightly lower, reflecting a modest increase in cost of revenue as a share of revenue. Compared with the same quarter one year ago, revenue, gross profit, and gross margin were all higher, with gross margin improving by a notable amount.

Gross margin snapshot

The selected quarter's reported revenue, gross profit, direct costs, and margin comparisons.

Gross margin

23.2%

Gross profit

$321.0M

Revenue

$1.4B

Cost of revenue

$1.1B

Quarter-over-quarter change

-0.2 pts

Year-over-year change

+2.8 pts

Quarterly gross margin trend

A four-quarter view of the revenue and direct-cost bridge behind gross margin.

PeriodRevenueGross profitCost of revenueGross margin
Mar 31, 2023$1.3B$305.2M$1.0B23.1%
Jun 30, 2023$1.3B$310.3M$1.0B23.4%
Sep 30, 2023$1.4B$321.0M$1.1B23.2%

Quarterly comparisons

Compare the selected margin with the preceding quarter and the same fiscal quarter one year earlier.

Previous-quarter change

Jun 30, 2023

-0.2 pts

Year-over-year change

Sep 30, 2022

+2.8 pts

What the margin says

Filing-constrained interpretation of margin direction, comparisons, and what to monitor next.

The improvement in gross margin compared with the same quarter one year earlier was the strongest observable driver, as gross profit grew faster than cost of revenue relative to the year-ago level. Across the sequential quarter, the relationship was mixed: revenue and gross profit increased while margins edged lower, indicating a slightly higher proportionate cost of revenue.

Compared with the prior quarter, revenue and gross profit were higher, but gross margin was slightly lower, reflecting a modest increase in cost of revenue as a share of revenue. Compared with the same quarter one year ago, revenue, gross profit, and gross margin were all higher, with gross margin improving by a notable amount.

Monitor the relationship between cost of revenue and revenue in future quarters to assess whether the slight sequential margin compression persists.

GL Gross Margin — Quarter Ended Sep 30, 2023