FI
FISV
Latest · Mar 31, 2026
Quarter ended Mar 31, 2026 · FY2026 Q1

Fiserv, Inc. stock research

Fiserv (FISV) Free Cash Flow — Quarter Ended Mar 31, 2026

Free cash flow contracted sharply versus both the prior quarter and the same quarter a year ago, driven by a steep decline in operating cash flow amid relatively stable revenue. Capital expenditure increased slightly, further compressing free cash flow margin.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Free cash flow contracted sharply versus both the prior quarter and the same quarter a year ago, driven by a steep decline in operating cash flow amid relatively stable revenue. Capital expenditure increased slightly, further compressing free cash flow margin.

  • Revenue was nearly flat compared to the prior year period, but operating cash flow dropped significantly, resulting in weak cash conversion. Higher capital expenditure relative to the year-ago quarter added pressure, producing a free cash flow margin well below both comparison periods.
  • Compared to the preceding quarter, free cash flow and margin weakened markedly as operating cash flow declined and capital expenditure rose. Versus the same quarter a year earlier, free cash flow also fell, though the margin decline was less severe due to a smaller base.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$4.1B

Trailing twelve-month free cash flow.

Quarter free cash flow

$141.0M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$599.0M

Cash generated by operations before capital spending.

CapEx

$458.0M

Capital spending and related asset purchases.

FCF margin

2.8%

The share of revenue converted into free cash flow.

TTM FCF yield

15.0%

TTM FCF divided by market capitalization.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-06-30$5.5B$1.7B$479.0M$1.2B21.5%
2025-09-30$5.3B$1.8B$507.0M$1.3B24.7%
2025-12-31$5.3B$1.9B$442.0M$1.5B28.4%
2026-03-31$5.0B$599.0M$458.0M$141.0M2.8%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income24.7%Shows whether accounting earnings convert into cash.
CapEx / revenue9.1%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

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Operating Cash Flow Weakening

Operating cash flow dropped substantially from both the prior quarter and the year-ago quarter, while revenue remained relatively stable. This divergence indicates a significant deterioration in cash generation efficiency.

The weakened operating cash flow, combined with slightly higher capital spending, drove free cash flow to a multi-quarter low and compressed the margin to a narrow level.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Revenue was nearly flat compared to the prior year period, but operating cash flow dropped significantly, resulting in weak cash conversion. Higher capital expenditure relative to the year-ago quarter added pressure, producing a free cash flow margin well below both comparison periods.

Compared to the preceding quarter, free cash flow and margin weakened markedly as operating cash flow declined and capital expenditure rose. Versus the same quarter a year earlier, free cash flow also fell, though the margin decline was less severe due to a smaller base.

Monitor the trajectory of operating cash flow, as its sharp decline was the primary driver of the free cash flow compression.

Valuation context

A cash-flow page should show how much investors are paying for the cash stream, without turning into a full DCF.

Market capitalization$27.6BUsed as the denominator for FCF yield.
TTM FCF yield15.0%TTM free cash flow divided by market capitalization.
EV / TTM FCFn/aA quick valuation bridge, not a full DCF.

Peer context

Free cash flow quality is easier to read against related public companies.

FI
FISV

Fiserv, Inc.

FCF margin

2.8%

FCF yield

15.0%