FI
FICO
Dec 31, 2025
Quarter ended Dec 31, 2025 · FY2026 Q1

Fair Isaac Corporation stock research

Fair Isaac (FICO) Free Cash Flow — Quarter Ended Dec 31, 2025

Free cash flow and its margin weakened compared with both the preceding quarter and the same quarter last year, driven by lower operating cash flow. Revenue was slightly lower than the prior quarter but higher than a year earlier.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Free cash flow and its margin weakened compared with both the preceding quarter and the same quarter last year, driven by lower operating cash flow. Revenue was slightly lower than the prior quarter but higher than a year earlier.

  • Operating cash flow relative to revenue declined, resulting in a lower free cash flow despite minimal capital expenditure. The free cash flow margin narrowed as cash conversion weakened.
  • Compared with the prior quarter, revenue was slightly lower while operating cash flow and free cash flow both decreased significantly; the margin also weakened. Versus the same quarter last year, revenue was higher but operating cash flow and free cash flow were lower, with a weaker margin.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$750.6M

Trailing twelve-month free cash flow.

Quarter free cash flow

$173.9M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$174.1M

Cash generated by operations before capital spending.

CapEx

$226000

Capital spending and related asset purchases.

FCF margin

34.0%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-03-31$498.7M$74.9M$2.1M$72.8M14.6%
2025-06-30$536.4M$286.2M$1.8M$284.4M53.0%
2025-09-30$515.8M$223.7M$4.2M$219.5M42.6%
2025-12-31$512.0M$174.1M$226000$173.9M34.0%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income109.8%Shows whether accounting earnings convert into cash.
CapEx / revenue0.0%Lower capital intensity usually supports FCF margin.
Net cash-$3.0BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Watch

Operating Cash Flow Decline

The decrease in free cash flow was mainly attributable to lower operating cash flow, which fell from both the prior quarter and the year-ago period. Capital expenditure remained low and had a minor offsetting effect.

If operating cash flow does not recover, free cash flow may remain under pressure despite minimal capital spending.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow relative to revenue declined, resulting in a lower free cash flow despite minimal capital expenditure. The free cash flow margin narrowed as cash conversion weakened.

Compared with the prior quarter, revenue was slightly lower while operating cash flow and free cash flow both decreased significantly; the margin also weakened. Versus the same quarter last year, revenue was higher but operating cash flow and free cash flow were lower, with a weaker margin.

Monitor the trend in operating cash flow, as it is the primary driver of free cash flow and has declined in the current quarter.