ER
ERIE
Latest · Mar 31, 2026
Quarter ended Mar 31, 2026 · FY2026 Q1

Erie Indemnity Company stock research

Erie Indemnity (ERIE) Free Cash Flow — Quarter Ended Mar 31, 2026

Operating cash flow for the current quarter was lower than both the prior quarter and the same quarter last year, while capital expenditure increased. Free cash flow and its margin weakened sequentially but improved modestly from a year ago.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Operating cash flow for the current quarter was lower than both the prior quarter and the same quarter last year, while capital expenditure increased. Free cash flow and its margin weakened sequentially but improved modestly from a year ago.

  • Revenue was higher sequentially and year-over-year, but operating cash flow as a proportion of revenue weakened materially compared to the prior quarter and was slightly lower than a year ago. The gap between operating cash flow and free cash flow widened due to higher capital expenditure, compressing the free cash flow margin.
  • Compared to the prior quarter, free cash flow was lower and the margin declined, driven by lower operating cash flow combined with higher capital expenditure. Compared to the same quarter last year, free cash flow was higher and the margin improved, as revenue and operating cash flow both grew while capital expenditure rose at a slower pace.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$537.0M

Trailing twelve-month free cash flow.

Quarter free cash flow

$54.5M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$91.9M

Cash generated by operations before capital spending.

CapEx

$37.4M

Capital spending and related asset purchases.

FCF margin

5.4%

The share of revenue converted into free cash flow.

TTM FCF yield

n/a

TTM FCF divided by market capitalization.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-06-30$1.1B$177.6M$20.3M$157.3M14.8%
2025-09-30$1.1B$219.4M$35.0M$184.4M17.3%
2025-12-31$951.0M$171.6M$30.8M$140.8M14.8%
2026-03-31$1.0B$91.9M$37.4M$54.5M5.4%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income36.2%Shows whether accounting earnings convert into cash.
CapEx / revenue3.7%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Revenue growth supporting cash generation

Revenue was higher versus both comparative periods, providing a larger base for cash conversion. Even with a sequential decline in operating cash flow, the absolute level remained above the year-ago quarter, contributing to improved free cash flow year-over-year.

Revenue growth is the most observable factor limiting the decline in free cash flow on a year-over-year basis.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Revenue was higher sequentially and year-over-year, but operating cash flow as a proportion of revenue weakened materially compared to the prior quarter and was slightly lower than a year ago. The gap between operating cash flow and free cash flow widened due to higher capital expenditure, compressing the free cash flow margin.

Compared to the prior quarter, free cash flow was lower and the margin declined, driven by lower operating cash flow combined with higher capital expenditure. Compared to the same quarter last year, free cash flow was higher and the margin improved, as revenue and operating cash flow both grew while capital expenditure rose at a slower pace.

Capital expenditure was higher sequentially and year-over-year; its trajectory relative to operating cash flow will be key for future free cash flow conversion.

Valuation context

A cash-flow page should show how much investors are paying for the cash stream, without turning into a full DCF.

Market capitalizationn/aUsed as the denominator for FCF yield.
TTM FCF yieldn/aTTM free cash flow divided by market capitalization.
EV / TTM FCFn/aA quick valuation bridge, not a full DCF.

Peer context

Free cash flow quality is easier to read against related public companies.

ER
ERIE

Erie Indemnity Company

FCF margin

5.4%

FCF yield

n/a