EF
EFX
Dec 31, 2025
Quarter ended Dec 31, 2025 · FY2025 Q4

Equifax Inc. stock research

Equifax (EFX) Free Cash Flow — Quarter Ended Dec 31, 2025

Free cash flow improved year over year but weakened sequentially. The margin strengthened compared to the same quarter last year while declining from the prior quarter.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Free cash flow improved year over year but weakened sequentially. The margin strengthened compared to the same quarter last year while declining from the prior quarter.

  • Revenue increased both sequentially and year over year, yet operating cash flow decreased from the prior quarter, causing free cash flow to decline sequentially. The free cash flow margin narrowed from the prior quarter but remained higher than the year-ago level.
  • Compared to the prior quarter, revenue was higher but operating cash flow and free cash flow were lower, resulting in a lower margin. Versus the same quarter last year, all metrics were higher and the margin improved.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$1.1B

Trailing twelve-month free cash flow.

Quarter free cash flow

$340.8M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$470.8M

Cash generated by operations before capital spending.

CapEx

$130.0M

Capital spending and related asset purchases.

FCF margin

22.0%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-03-31$1.4B$223.9M$107.2M$116.7M8.1%
2025-06-30$1.5B$361.1M$122.2M$238.9M15.5%
2025-09-30$1.5B$559.9M$122.0M$437.9M28.3%
2025-12-31$1.6B$470.8M$130.0M$340.8M22.0%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income193.9%Shows whether accounting earnings convert into cash.
CapEx / revenue8.4%Lower capital intensity usually supports FCF margin.
Net cash-$4.9BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Year-over-year free cash flow growth

Free cash flow rose compared to the same quarter one year earlier, driven by higher operating cash flow and a modest increase in capital expenditure. This represents the strongest observable directional change across the comparison periods.

The year-over-year improvement in free cash flow and margin provides a stronger cash generation base relative to the prior year period.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Revenue increased both sequentially and year over year, yet operating cash flow decreased from the prior quarter, causing free cash flow to decline sequentially. The free cash flow margin narrowed from the prior quarter but remained higher than the year-ago level.

Compared to the prior quarter, revenue was higher but operating cash flow and free cash flow were lower, resulting in a lower margin. Versus the same quarter last year, all metrics were higher and the margin improved.

Monitor the relationship between operating cash flow and revenue, as operating cash flow declined despite higher revenue.

EFX Free Cash Flow — Quarter Ended Dec 31, 2025