EF
EFX
Year ended Dec 31, 2024 · FY2025 10-K

Equifax (EFX) 10-K Summary — Year Ended Dec 31, 2024

Equifax Inc. filed its annual report describing its role as a data, analytics, and technology company serving global markets. The filing reports a year-over-year increase in revenue, operating income, net income, and operating cash flow.

Key takeaway

Year ended Dec 31, 2024 · FY2025 10-K

Equifax Inc. filed its annual report describing its role as a data, analytics, and technology company serving global markets. The filing reports a year-over-year increase in revenue, operating income, net income, and operating cash flow.

Financial snapshot

Selected annual figures reported with the filing, shown separately from the narrative summary.

Annual revenue

$5.7B

Revenue reported for the fiscal year.

Operating income

$1B

Income from operations reported for the year.

Net income

$604.1M

Net income reported for the year.

Operating cash flow

$1.3B

Cash generated by operating activities.

Annual revenue trend

Reported annual revenue and its change from the preceding fiscal year.

Period endedRevenueYear-over-year change
Dec 31, 2021$4.9Bn/a
Dec 31, 2022$5.1B+4.0%
Dec 31, 2023$5.3B+2.8%
Dec 31, 2024$5.7B+7.9%

Business overview

Equifax operates as a data, analytics, and technology company supporting consumer and business decision-making. The filing covers its business operations, risk factors, unresolved staff comments, and cybersecurity matters in Item 1 and related sections. Management discusses financial condition and results in Item 7.

Financial performance

The company reported revenue growth compared to the prior year. Operating income and net income also increased, and operating cash flow rose as well. The trend shows successive revenue increases over recent periods.

Material risks

The filing identifies risk factors in Item 1A, including those related to data security, regulatory changes, and economic conditions. Cybersecurity is separately addressed in Item 1C. No new material risks beyond those described are introduced.

Liquidity and capital

Management's discussion in Item 7 addresses financial condition and results. The filing does not provide additional detail on capital-allocation strategy beyond what is stated in the operating context.

What to watch

Monitor any changes in the company's revenue growth trajectory as indicated in the trend of successive annual results.

Equifax (EFX) 10-K Summary — Year Ended Dec 31, 2024