Capital One Financial (COF) 10-K Summary — Year Ended Dec 31, 2024
Capital One Financial Corporation filed its annual report for the most recent fiscal year. The filing provides an overview of the company's business, financial performance, and risk factors.
Key takeaway
Year ended Dec 31, 2024 · FY2025 10-K
Capital One Financial Corporation filed its annual report for the most recent fiscal year. The filing provides an overview of the company's business, financial performance, and risk factors.
Financial snapshot
Selected annual figures reported with the filing, shown separately from the narrative summary.
Annual revenue
$5.9B
Revenue reported for the fiscal year.
Operating income
n/a
Income from operations reported for the year.
Net income
$4.8B
Net income reported for the year.
Operating cash flow
$18.2B
Cash generated by operating activities.
Annual revenue trend
Reported annual revenue and its change from the preceding fiscal year.
| Period ended | Revenue | Year-over-year change |
|---|---|---|
| Dec 31, 2021 | $4.8B | n/a |
| Dec 31, 2022 | $5.4B | +13.3% |
| Dec 31, 2023 | $5.6B | +4.2% |
| Dec 31, 2024 | $5.9B | +4.8% |
Business overview
Capital One Financial Corporation operates as a financial holding company. The filing indicates it has multiple business segments and faces competition and regulation.
Financial performance
Revenue increased over the reported periods. Net income was positive and operating cash flow remained substantial. The financial results reflect the company's ongoing operations.
Material risks
The filing identifies material risks including credit risk, regulatory changes, and economic conditions that could affect the business. These risks are discussed in the Risk Factors section.
Liquidity and capital
The company manages capital and liquidity with a focus on regulatory requirements. The MD&A section discusses capital management and liquidity risk profile.
What to watch
Readers should monitor the trend in revenue growth in the next filing.