AO
AON
Dec 31, 2025
Quarter ended Dec 31, 2025 · FY2025 Q4

Aon plc stock research

Aon (AON) Free Cash Flow — Quarter Ended Dec 31, 2025

Revenue, operating cash flow, and free cash flow all improved compared to both the prior quarter and the same quarter last year. The free cash flow margin strengthened versus both periods, reflecting a higher conversion of revenue into free cash flow.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Revenue, operating cash flow, and free cash flow all improved compared to both the prior quarter and the same quarter last year. The free cash flow margin strengthened versus both periods, reflecting a higher conversion of revenue into free cash flow.

  • Operating cash flow exceeded capital expenditure by a wide margin, resulting in a free cash flow margin that was higher than both the preceding quarter and the year-ago quarter. The conversion of revenue into free cash flow improved sequentially and year-over-year.
  • Compared to the prior quarter, revenue, operating cash flow, and free cash flow were higher, and the free cash flow margin improved. Versus the same quarter one year earlier, all metrics were higher, with the free cash flow margin also strengthening.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$3.2B

Trailing twelve-month free cash flow.

Quarter free cash flow

$1.3B

Free cash flow in the selected fiscal quarter.

Operating cash flow

$1.4B

Cash generated by operations before capital spending.

CapEx

$74.0M

Capital spending and related asset purchases.

FCF margin

30.8%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-03-31$4.7B$140.0M$56.0M$84.0M1.8%
2025-06-30$4.2B$796.0M$64.0M$732.0M17.6%
2025-09-30$4.0B$1.1B$69.0M$1.1B27.0%
2025-12-31$4.3B$1.4B$74.0M$1.3B30.8%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income78.1%Shows whether accounting earnings convert into cash.
CapEx / revenue1.7%Lower capital intensity usually supports FCF margin.
Net cash-$14.1BCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Supportive

Operating cash flow growth

Operating cash flow increased compared to both the prior quarter and the same quarter last year, outpacing the growth in capital expenditure. This drove a higher free cash flow and an improved free cash flow margin.

The stronger operating cash flow was the primary factor behind the higher free cash flow and margin in the quarter.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow exceeded capital expenditure by a wide margin, resulting in a free cash flow margin that was higher than both the preceding quarter and the year-ago quarter. The conversion of revenue into free cash flow improved sequentially and year-over-year.

Compared to the prior quarter, revenue, operating cash flow, and free cash flow were higher, and the free cash flow margin improved. Versus the same quarter one year earlier, all metrics were higher, with the free cash flow margin also strengthening.

Monitor whether the free cash flow margin can sustain its improvement relative to both the prior quarter and the year-ago period.