AM
AMP
Jun 30, 2023
Quarter ended Jun 30, 2023 · FY2023 Q2

Ameriprise Financial, Inc. stock research

Ameriprise Financial (AMP) Free Cash Flow — Quarter Ended Jun 30, 2023

Revenue grew, but operating cash flow and free cash flow declined sharply, causing the free cash flow margin to weaken substantially. The company maintained substantial liquidity per the filing, though cash generation efficiency fell significantly.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Revenue grew, but operating cash flow and free cash flow declined sharply, causing the free cash flow margin to weaken substantially. The company maintained substantial liquidity per the filing, though cash generation efficiency fell significantly.

  • Revenue was higher, yet operating cash flow was much lower, resulting in a materially weaker cash conversion rate. Capital expenditure remained relatively stable, so the decline in free cash flow was driven entirely by the drop in operating cash flow.
  • Compared to the prior quarter, revenue increased while operating cash flow, free cash flow, and margin all decreased. Versus the same quarter one year earlier, revenue was higher but operating cash flow, free cash flow, and margin were all lower, indicating a weakened performance.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$4.0B

Trailing twelve-month free cash flow.

Quarter free cash flow

$518.0M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$561.0M

Cash generated by operations before capital spending.

CapEx

$43.0M

Capital spending and related asset purchases.

FCF margin

12.9%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2022-09-30$3.5B$1.4B$42.0M$1.3B38.0%
2022-12-31$3.7B$1.2B$56.0M$1.2B31.2%
2023-03-31$3.8B$1.1B$41.0M$1.0B26.4%
2023-06-30$4.0B$561.0M$43.0M$518.0M12.9%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income58.2%Shows whether accounting earnings convert into cash.
CapEx / revenue1.1%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Watch

Operating Cash Flow Decline

Operating cash flow decreased from the prior quarter and from the same quarter last year, even as revenue rose. This was the primary factor behind the lower free cash flow and margin.

The weakened cash generation pressured free cash flow margin to a level well below recent historical comparisons.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Revenue was higher, yet operating cash flow was much lower, resulting in a materially weaker cash conversion rate. Capital expenditure remained relatively stable, so the decline in free cash flow was driven entirely by the drop in operating cash flow.

Compared to the prior quarter, revenue increased while operating cash flow, free cash flow, and margin all decreased. Versus the same quarter one year earlier, revenue was higher but operating cash flow, free cash flow, and margin were all lower, indicating a weakened performance.

Monitor the trajectory of operating cash flow, as it declined sharply despite higher revenue.