AL
ALL
Dec 31, 2025
Quarter ended Dec 31, 2025 · FY2025 Q4

The Allstate Corporation stock research

The Allstate (ALL) Free Cash Flow — Quarter Ended Dec 31, 2025

Free cash flow margin improved significantly compared to the same quarter last year but weakened from the preceding quarter. Revenue was stable sequentially while operating cash flow declined and capital expenditure increased.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Free cash flow margin improved significantly compared to the same quarter last year but weakened from the preceding quarter. Revenue was stable sequentially while operating cash flow declined and capital expenditure increased.

  • Revenue was unchanged sequentially, but operating cash flow was lower and capital expenditure was higher, resulting in reduced free cash flow and margin. Compared to the prior year quarter, revenue, operating cash flow, and free cash flow were all higher, with a higher margin.
  • Sequentially, revenue was flat, operating cash flow and free cash flow were lower, and margin narrowed. Year over year, all metrics improved: revenue, operating cash flow, and free cash flow were higher, and margin widened.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$9.9B

Trailing twelve-month free cash flow.

Quarter free cash flow

$2.9B

Free cash flow in the selected fiscal quarter.

Operating cash flow

$3.0B

Cash generated by operations before capital spending.

CapEx

$89.0M

Capital spending and related asset purchases.

FCF margin

16.7%

The share of revenue converted into free cash flow.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-03-31$16.5B$2.0B$92.0M$1.9B11.4%
2025-06-30$16.6B$1.9B$1.0M$1.9B11.3%
2025-09-30$17.3B$3.3B$48.0M$3.2B18.8%
2025-12-31$17.3B$3.0B$89.0M$2.9B16.7%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income75.7%Shows whether accounting earnings convert into cash.
CapEx / revenue0.5%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

Watch

Cash Flow Mix Shift

The sequential decline in free cash flow margin was driven by lower operating cash flow and higher capital expenditure, with revenue unchanged. This contrasts with the year-over-year improvement where all components strengthened.

Free cash flow margin contracted sequentially despite stable revenue, indicating a shift in cash conversion efficiency.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Revenue was unchanged sequentially, but operating cash flow was lower and capital expenditure was higher, resulting in reduced free cash flow and margin. Compared to the prior year quarter, revenue, operating cash flow, and free cash flow were all higher, with a higher margin.

Sequentially, revenue was flat, operating cash flow and free cash flow were lower, and margin narrowed. Year over year, all metrics improved: revenue, operating cash flow, and free cash flow were higher, and margin widened.

Monitor the level of capital expenditure, which increased sequentially and from the prior year period.

ALL Free Cash Flow — Quarter Ended Dec 31, 2025