AI
AIZ
Latest · Mar 31, 2026
Quarter ended Mar 31, 2026 · FY2026 Q1

Assurant, Inc. stock research

Assurant (AIZ) Free Cash Flow — Quarter Ended Mar 31, 2026

Revenue was stable versus the prior quarter and higher than a year ago. Free cash flow and free cash flow margin weakened sequentially and compared to the same quarter last year.

Free cash flow takeaway

A quick read on the company's cash generation and what it means for investors.

Revenue was stable versus the prior quarter and higher than a year ago. Free cash flow and free cash flow margin weakened sequentially and compared to the same quarter last year.

  • Operating cash flow was lower than both the prior quarter and the year-ago quarter, while capital expenditure was slightly lower sequentially and year-over-year. The resulting free cash flow margin declined, indicating a weaker conversion of revenue into free cash flow.
  • Compared to the immediately preceding quarter, revenue was stable but operating cash flow and free cash flow were significantly lower, causing a sharp decline in free cash flow margin. Versus the same quarter one year earlier, revenue was higher, yet operating cash flow and free cash flow were lower, resulting in a weakened margin.

FCF snapshot

Quarterly and TTM cash-flow metrics with the minimum valuation context.

TTM free cash flow

$1.5B

Trailing twelve-month free cash flow.

Quarter free cash flow

$192.6M

Free cash flow in the selected fiscal quarter.

Operating cash flow

$240.3M

Cash generated by operations before capital spending.

CapEx

$47.7M

Capital spending and related asset purchases.

FCF margin

5.6%

The share of revenue converted into free cash flow.

TTM FCF yield

10.6%

TTM FCF divided by market capitalization.

Cash flow trend

A short quarterly history shows whether FCF is scaling with revenue or only spiking for one period.

PeriodRevenueOperating CFCapExFCFFCF margin
2025-06-30$3.2B$265.5M$59.9M$205.6M6.5%
2025-09-30$3.2B$505.0M$62.9M$442.1M13.7%
2025-12-31$3.4B$671.0M$59.3M$611.7M18.3%
2026-03-31$3.4B$240.3M$47.7M$192.6M5.6%

Cash conversion quality

Checks that separate high-quality free cash flow from accounting noise or working-capital timing.

FCF / net income70.3%Shows whether accounting earnings convert into cash.
CapEx / revenue1.4%Lower capital intensity usually supports FCF margin.
Net cashn/aCash and equivalents minus total debt.

Recent events shaping cash flow

Near-term business events that help explain the free cash flow result.

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Operating Cash Flow Decline

Operating cash flow was the primary factor behind the weakened free cash flow, as it decreased substantially from both comparison periods while revenue remained stable or increased. Capital expenditure was only slightly lower and did not offset the drop.

The lower operating cash flow directly reduced free cash flow and compressed the free cash flow margin.

What the cash flow says

How to interpret the company's free cash flow beyond the headline number.

Operating cash flow was lower than both the prior quarter and the year-ago quarter, while capital expenditure was slightly lower sequentially and year-over-year. The resulting free cash flow margin declined, indicating a weaker conversion of revenue into free cash flow.

Compared to the immediately preceding quarter, revenue was stable but operating cash flow and free cash flow were significantly lower, causing a sharp decline in free cash flow margin. Versus the same quarter one year earlier, revenue was higher, yet operating cash flow and free cash flow were lower, resulting in a weakened margin.

Monitor the trend in operating cash flow, as it declined sharply from both the prior quarter and the year-ago period despite stable or higher revenue.

Valuation context

A cash-flow page should show how much investors are paying for the cash stream, without turning into a full DCF.

Market capitalization$13.7BUsed as the denominator for FCF yield.
TTM FCF yield10.6%TTM free cash flow divided by market capitalization.
EV / TTM FCFn/aA quick valuation bridge, not a full DCF.

Peer context

Free cash flow quality is easier to read against related public companies.

AI
AIZ

Assurant, Inc.

FCF margin

5.6%

FCF yield

10.6%

AIZ Free Cash Flow — Quarter Ended Mar 31, 2026