The PNC Financial Services Group (PNC) 10-K Summaries & Annual Filing History
Review The PNC Financial Services Group, Inc. (PNC) 10-K filings from 2023 through the latest annual report, including business, financial performance, risks, and liquidity.
Key takeaway
Year ended Dec 31, 2025 · FY2025 10-K
The PNC Financial Services Group, Inc. filed its annual 10-K for the most recent fiscal year. The filing describes the company's business, risk factors, and financial condition, with revenue showing an upward trend over recent periods.
Financial snapshot
Selected annual figures reported with the filing, shown separately from the narrative summary.
Annual revenue
$23.1B
Revenue reported for the fiscal year.
Operating income
n/a
Income from operations reported for the year.
Net income
$7B
Net income reported for the year.
Operating cash flow
$4.4B
Cash generated by operating activities.
Annual revenue trend
Reported annual revenue and its change from the preceding fiscal year.
| Period ended | Revenue | Year-over-year change |
|---|---|---|
| Dec 31, 2022 | $21.1B | +9.9% |
| Dec 31, 2023 | $21.5B | +1.8% |
| Dec 31, 2024 | $21.6B | +0.3% |
| Dec 31, 2025 | $23.1B | +7.2% |
Business overview
The company is a financial services institution operating through business segments detailed in the management discussion. Its activities include lending, deposit-taking, and related financial services, with risk management and capital allocation discussed in the filing.
Financial performance
Revenue increased compared to the prior year, while net income and operating cash flow were reported at levels consistent with the company's operations. The trend data shows revenue growth over the last several periods.
Material risks
The filing identifies risk factors in Item 1A, including credit, market, and operational risks common to financial institutions. Unresolved staff comments and cybersecurity matters are also noted as areas of attention.
Liquidity and capital
The filing discusses liquidity and capital resources, including commitments to extend credit, outstanding letters of credit, customer deposits, borrowed funds, and future pension obligations.
What to watch
Monitor the company's revenue trend and any changes in risk factors disclosed in the next filing.