Jack Henry & Associates (JKHY) 10-K Summaries & Annual Filing History
Review Jack Henry & Associates, Inc. (JKHY) 10-K filings from 2023 through the latest annual report, including business, financial performance, risks, and liquidity.
Key takeaway
Year ended Jun 30, 2025 · FY2025 10-K
Jack Henry & Associates filed its annual report for the most recent fiscal year, reporting growth in revenue and operating cash flow. The filing discusses business operations, risk factors, and capital allocation.
Financial snapshot
Selected annual figures reported with the filing, shown separately from the narrative summary.
Annual revenue
$2.4B
Revenue reported for the fiscal year.
Operating income
$568.7M
Income from operations reported for the year.
Net income
$455.7M
Net income reported for the year.
Operating cash flow
$641.5M
Cash generated by operating activities.
Annual revenue trend
Reported annual revenue and its change from the preceding fiscal year.
| Period ended | Revenue | Year-over-year change |
|---|---|---|
| Jun 30, 2022 | $1.9B | +10.5% |
| Jun 30, 2023 | $2.1B | +6.9% |
| Jun 30, 2024 | $2.2B | +6.6% |
| Jun 30, 2025 | $2.4B | +7.2% |
Business overview
The company provides technology solutions and services to financial institutions. Its business description is outlined in Item 1 of the filing, which references product development and capital investments in computer equipment and software.
Financial performance
Revenue increased over the most recent reporting period, with operating income and net income reflecting profitability. Operating cash flow also rose compared to the prior year. The company's financial results indicate positive operational momentum.
Material risks
The filing identifies risk factors under Item 1A, but the supplied context does not provide specific details. The company also addresses cybersecurity risks in Item 1C. Readers should refer to the full filing for a comprehensive risk discussion.
Liquidity and capital
The company's cash and cash equivalents increased, and operating cash flow provided funds for debt repayment, dividends, share repurchases, and capital expenditures on technology and facilities. These actions reflect the company's capital allocation priorities.
What to watch
Monitor the company's revenue growth trajectory and operating cash flow trends in the next annual filing.