Aflac (AFL) 10-K Summaries & Annual Filing History
Review Aflac Incorporated (AFL) 10-K filings from 2023 through the latest annual report, including business, financial performance, risks, and liquidity.
Key takeaway
Year ended Dec 31, 2025 · FY2025 10-K
Aflac Incorporated filed its annual report for the most recent fiscal year. The filing covers the company's business overview, risk factors, management discussion, and liquidity and capital resources.
Financial snapshot
Selected annual figures reported with the filing, shown separately from the narrative summary.
Annual revenue
$17.2B
Revenue reported for the fiscal year.
Operating income
n/a
Income from operations reported for the year.
Net income
$3.6B
Net income reported for the year.
Operating cash flow
$2.6B
Cash generated by operating activities.
Annual revenue trend
Reported annual revenue and its change from the preceding fiscal year.
| Period ended | Revenue | Year-over-year change |
|---|---|---|
| Sep 30, 2023 | $5B | -4.3% |
| Dec 31, 2023 | $18.7B | +277.8% |
| Dec 31, 2024 | $18.9B | +1.2% |
| Dec 31, 2025 | $17.2B | -9.3% |
Business overview
Aflac Incorporated operates as a supplemental insurance provider. The business overview section describes the company's core operations and market presence. The filing also addresses unresolved staff comments and cybersecurity matters.
Financial performance
Reported revenue for the period showed a decline compared to the prior year. Net income was reported at a level consistent with the company's earnings profile. Operating cash flow was also disclosed in the filing.
Material risks
The risk factors section outlines potential challenges that could affect the company's business. These include general economic conditions and regulatory changes. The filing does not provide specific details on the nature of these risks beyond the listed items.
Liquidity and capital
The liquidity and capital resources section discusses the company's ability to meet its financial obligations. No specific capital allocation themes or changes were highlighted in the supplied context.
What to watch
Monitor the next filing for any updates on revenue trends or changes in operating cash flow.